Necessary documents for Renovation loan

For consideration of an application for a loan for improving the energy efficiency of an apartment building  

1. Loan application (The PDF document must be downloaded to a computer and the downloaded PDF document must be opened with, for example, Acrobat Reader DC)
2. Borrower’s^* legal documents:
   — Articles of association and amendments thereof;
   — Representative's identification documents.
3. Borrower’s financial documents:
   — Operative financial report with a description of main items (incl. description of debtors and creditors);
   — Certificate issued by outsourced service providers (water supply and sewerage, heat supply, electricity, waste removal services) with regard to debts of the house to be renovated;
   — Information on building management payment discipline for the last 12 months.
4. Other essential information:
   — List of the house apartment owners;
   — House Management Agreement with apartment owners or similar document;
   — Decisions of the general meeting of apartment owners and other necessary documentation.
   — Contracts concluded with suppliers (builders, construction supervisors, author supervisors, equipment suppliers, etc.).
5. Bank has received initial conclusion on the reservation of capital rebate from ALTUM.
6. ALTUM's statement on the evaluation of the selection of suppliers.

^* Borrower – the legal entity that has been authorised by apartment owners to implement the project and enter into agreements.