Savings for your future

If all your money circulates in your everyday account, saving is difficult, because everyday spending knows no limits. If you use one of our savings products, you have more opportunities for achieving your goals.

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Separate savings

Save in an account which is separate from your everyday spending.

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Free choice of payments

Set your own minimum amount and how often you pay in.

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Guaranteed repayment

Deposits are protected as part of the state deposit protection system.

Better % rate

Term deposit

A term deposit is a method of saving which is as exact as a clock: a set rate, set term, chosen currency, and clarity on how much you will receive at the end of the term. No surprises. Just as it should be.

  • You can open a term deposit account for free and without maintenance fees.
  • You can deposit your funds for between 1 month and 5 years at a fixed interest rate earned at the end of the term or monthly.
  • You can choose your deposit currency: Euro or US Dollars.
  • The government guarantees repayment of your deposit at Citadele up to 100,000 EUR.
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Savings Account

Some people believe that savings accounts are boring. Maybe that's true. But is there any short-term savings method offering a passionately exciting method of saving for the future?
  • Our savings account gives you the chance to earn a small amount of interest.
  • A good option is regular deposits, because then your Savings Account savings will be long-term and disciplined. When you set up a regular payment, we automatically transfer your money to your savings account on a specific day each month.
  • The government guarantees repayment of your deposit at Citadele up to 100,000 EUR.
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Calculators

Currency:
10 000 EUR
500 000 EUR
1 months
60 months
  • Your savings: (before tax)
    15 284.65 EUR
  • Deposit interest sum:
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    284.68 EUR
  • Deposit interest rate:
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    1.50 %
  • Tax deduction (20%):
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    56.94 EUR
    Grand total: 15 227.71 EUR
    483.87 EUR
    Contribution amount
    Calculations are for your information only. The exact amount depends on the terms of your agreement.
    Currency:
    100 EUR
    500 000 EUR
    1 months
    60 months
    Payment of accrued interest:
    Grand total: (before tax) 512.50 EUR
    Deposit interest sum: 12.50 EUR
    Deposit interest rate: 2.50 %
    Tax deduction (20%): 2.50 EUR
    510.00 EUR
    Grand total
    Calculations are for your information only. The exact amount depends on the terms of your agreement.

    Didn’t find the answer to your question?

    Visit our interactive assistant and find the information you need

    Interactive assistant
    Can you make a withdrawal from a Saving account?

    You can freely access your savings at any time by transferring them from your Saving Account to your current account without prior notice and without commission, by making a Payment between own accounts or making a New Payment.

    What is the purpose of the Saving account?

    A savings account is a basic type of financial product that allows you to deposit your money and typically earn a modest amount of interest.

    What interest is applied to deposits that are renewed automatically?

    Deposits that are automatically renewed are subject to the interest rate and the terms and conditions of the deposit agreement in force on the date of the extension.

    What is the minimum amount of money you can have in a Savings account?

    There are no minimum amounts, the Savings account can deposit even small amounts. Discipline yourself for larger savings can be helped by a Savings Account with a signed regular payment.

    Are Saving account safe?

    Savings accounts are a safe place to keep your money because all deposits made by consumers are insured for amounts up to 100 000 EUR.

     

    Can you pay bills from a Saving account?

    You can't pay bills from a savings account. Savings accounts are for long-term storage, not short-term repeat transactions.

    What do I do once the deposit agreement expires?

    If the signed deposit agreement does not indicate that the agreement will be extended automatically, the deposit sum plus any accrued interest will be transferred to your bank account. If the deposit agreement indicates that the contract will be renewed automatically, the deposit will be extended for the same term under the conditions in force on the date of the extension.

    More questions
    Can you make a withdrawal from a Saving account?

    You can freely access your savings at any time by transferring them from your Saving Account to your current account without prior notice and without commission, by making a Payment between own accounts or making a New Payment.

    What is the purpose of the Saving account?

    A savings account is a basic type of financial product that allows you to deposit your money and typically earn a modest amount of interest.

    What interest is applied to deposits that are renewed automatically?

    Deposits that are automatically renewed are subject to the interest rate and the terms and conditions of the deposit agreement in force on the date of the extension.

    What is the minimum amount of money you can have in a Savings account?

    There are no minimum amounts, the Savings account can deposit even small amounts. Discipline yourself for larger savings can be helped by a Savings Account with a signed regular payment.

    Are Saving account safe?

    Savings accounts are a safe place to keep your money because all deposits made by consumers are insured for amounts up to 100 000 EUR.

     

    Can you pay bills from a Saving account?

    You can't pay bills from a savings account. Savings accounts are for long-term storage, not short-term repeat transactions.

    What do I do once the deposit agreement expires?

    If the signed deposit agreement does not indicate that the agreement will be extended automatically, the deposit sum plus any accrued interest will be transferred to your bank account. If the deposit agreement indicates that the contract will be renewed automatically, the deposit will be extended for the same term under the conditions in force on the date of the extension.

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