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Contract currency
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EUR
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Contract costs
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free of charge
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Commission for contract administration incl. payments prescribed by the laws and regulations of the Republic of Latvia (from each insurance premium)
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1% up to 4999.99 EUR, 0.75% from 5000 EUR
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Fee for administration of the amount of the savings (from the amount of the savings)
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1% per year up to 2000 EUR, 0.95% per year from 2000.01 EUR (minimum 1.00 EUR per calendar month)
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Change of investment strategy:
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for IPAS „CBL Asset Management” Funds
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4 times a year free of charge
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in other cases
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1% (from the savings amount)
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Purchase/sale of investment units
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free of charge
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Change of beneficiary
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free of charge
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Extension of the duration of the contract
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free of charge
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Change of insurance amount
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free of charge
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Fee for issuing a duplicate of the policy and other documents related to the contract
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free of charge
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Fee for early termination of the contract or payment of part of the savings (from the amount of the savings):
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in the first and second year of insurance
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1%; min. 20 EUR
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in the third and subsequent years of insurance
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0%
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Minimum payout amount when making a partial payment of the savings
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1000 EUR
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Payment for life and accident insurance
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Calculated individually for each insured person
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Minimum policy term
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1 year
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Calculation deadlines:
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Purchase of investment units
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within 5 working days after receiving the insurance premium
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Sale of investment units
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within 5 working days after receiving the application
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Calculation of accumulated capital in the event of the insured's death
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within 5 working days after receiving the application
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Calculation of accumulated capital in the case of early termination of the contract
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within 5 working days after receiving the application
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Accumulated capital calculation at the end of the contract term
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within 5 business days after the contract end date
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Changes in the distribution of accumulated capital or insurance premium contributions
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within 5 working days after receiving the application
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Contract costs (from the first insurance premium)
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free of charge
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Commission for contract administration incl. payments prescribed by the laws and regulations of the Republic of Latvia (from each insurance premium)
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0.164%
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Payment to Fund for the Protection of the Insured (from each insurance premium)
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0%
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Fee for administration of the amount of the savings (from the amount of the savings)
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0.75%
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Extension of the duration of the contract
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free of charge
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Change of beneficiary
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free of charge
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Change of insurance amount
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free of charge
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Fee for issuing a duplicate policy
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free of charge
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Fee for early termination of the contract or payment of part of the savings (from the amount of the savings):
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in the first and second year of insurance
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1%; min. 20 EUR / USD
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in the third and subsequent years of insurance
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0%
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Minimum payout amount when making a partial payment of the savings
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1000 EUR / USD
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Guaranteed interest rate for the savings
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0%
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Payment for life and accident insurance
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Calculated individually for each insured person
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Minimum amount of life insurance
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In the amount of existing credit liabilities, min. 1500 EUR / USD
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Minimum amount of accident insurance:
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death in the result of an accident
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1500 EUR / USD
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permanent disability
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1500 EUR / USD
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bone fractures
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1500 EUR / USD
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Contract costs (from the first insurance premium)
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free of charge
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Commission for contract administration incl. payments prescribed by the laws and regulations of the Republic of Latvia (from each insurance premium)
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included in the insurance payment
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Extension of the duration of the contract
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free of charge
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Change of beneficiary
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free of charge
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Change of insurance amount
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free of charge
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Contract currency change (from the amount of the savings)
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free of charge
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Payment for life and accident insurance
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Calculated individually for each insured person
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|
Minimum amount of life insurance
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1500 EUR / USD
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|
Minimum amount of accident insurance:
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death in the result of an accident
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1500 EUR / USD
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permanent disability
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1500 EUR / USD
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bone fractures
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1500 EUR / USD
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Contract costs (from the first insurance premium)
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free of charge
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Commission for contract administration incl. payments prescribed by the laws and regulations of the Republic of Latvia (from each insurance premium)
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3.5% to 99 EUR, 2.5% from 100 EUR to 249 EUR, 2% from 250 EUR to 9 999 EUR, 1% from 10 000 EUR
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Fee for administration of the amount of the savings (from the amount of the savings)
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1%, min. 2 EUR / USD per calendar month
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Extension of the duration of the contract
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free of charge
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|
Change of beneficiary
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free of charge
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Change of insurance amount
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free of charge
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|
Change of Investment Plan:
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IPAS „CBL Asset Management” Funds
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4 times a year free of charge
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In other cases of change of investment plans
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1%
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Contract currency change (from the amount of the savings)
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1%; min. 10 EUR / USD
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Fee for issuing a duplicate policy
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free of charge
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Fee for early termination of the Contract or payment of part of the savings (from the amount of the savings):
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in the first and second year of insurance
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1%; min. 20 EUR / USD
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|
in the third and subsequent years of insurance
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0%
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Minimum payout amount when making a partial payment of the savings
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1000 EUR / USD
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Guaranteed interest rate for the savings
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From 19.07.2019 is not offered for new contracts
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Payment for life and accident insurance
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Calculated individually for each insured person
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