Lending

Effective since 01.09.2024

Lending
Service Credits for Private Consumptions Mortgage credit
Execution of credit and additional loan amount (only for mortgage loan) 2% from credit amount (min. 100 EUR) for Auto loan, Consumer loan and refinancing; 5% from credit amount for Small loan up to 1% of credit amount (min. 200 EUR)
Execution of amendments:
Change of loan repayment date and repayment account 25 EUR per each document 0 EUR once in a calendar year; for the next change in the same calendar year, 75 EUR per each document
Processing loan grace period, extension of loan issuance, Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank, permissions and consents related to the property encumbered in favour of the bank n/a 75 EUR per each document
execution of amendments to the other provisions of the agreement 25 EUR per each document 0.75 % of credit amount (min 200 EUR) regarding which amendments are made to
Processing the documents if the real estate mortgaged to Citadele is being sold and the transaction is financed by another creditor, or for refinancing the loan to another creditor if the loan is related to the client's economic or professional activity n/a 500 EUR
Contract on dept repayment
Service Fee
Review of the application upon customer’s initiative Free of charge
Execution of Contract on Debt Repayment Free of charge
Execution of amendments:
credit payment date change 25 EUR
execution of amendments to the other provisions of the agreement 1.5% of the amount of the contract regarding which amendments are made to (min. 25 EUR)