Payments

Effective since 01.09.2024

Service	Fee
	From C cards account², electronically³	From the current account, the MC Debit account, and other accounts, electronically³	In branch or SkyBranch¹	International customers, electronically⁷
Payments
Payments to own account within Citadele group	Free of charge	Free of charge	10 EUR	Free of charge
Payment to another account within Citadele group	Free of charge	0.10 EUR	10 EUR	Free of charge
Standard EUR payments within the EU (SEPA, SEPA Instant payments)	Free of charge	0.38 EUR	10 EUR	Free of charge
Payments outside SEPA in any currency⁵	18 EUR		Not offered	75 EUR
Urgent payments outside SEPA in any currency⁵	35 EUR		Not offered	100 EUR
Non-SEPA incoming transfers with commission type BEN and SHA⁵	5 EUR		Not offered	10 EUR
Other payment services
Regular payment service or e-invoice regular payment service implementation/agreement amendment	Free of charge		10 EUR
Additional fee for processing payment made from / to countries with sanction risk of and/or countries where payment processing requires enhanced due diligence⁴	150 EUR
Investigation, amendment of payment or sending of cancellation’s request	50 EUR

¹ SEPA instant payment not available at Branch, Sky Branch. Information on the maximum amount limit of the payment initiated in Sky Branch is available on the Bank's website and in the customer service units.
² Special conditions apply to payments initiated from C smart, C Supreme, C Prime, C Infinite accounts.
³ Payments initiated in the Internetbank, MobileApp and bill payments made at ATMs, regular payments and e-invoice payments.
⁴ The fee is taken in addition to the standard fee for incoming and outgoing payments and the fee is charged from the Customer account regardless of payment commission type. List of countries to which additional fee is applied is published in https://www.citadele.lv/en/private/payments/special-conditions/ .
⁵ Detailed information about currencies available for payments and information on payment submission and execution cut-off times, can be found on webpage https://www.citadele.lv/en/private/payments/execution/ .
⁶ Until 2 April 2024 the card was called X card.
⁷ International customers - All private individuals who don't have permanent or temporary residence permit issued by Office of Citizenship and Migration Affairs Republic of Latvia, who are employees of legal entity registered in the Register of Enterprises of the Republic of Latvia based on working visa or who are studying in the educational institution registered in Latvia.