Products and services that are no longer offered

Effective since 01.08.2024

Safe keeping services
Service Fee
Commission fee for safe-box opening if customer has lost the key of the safe box 330 EUR
Commission fee for customer’s safe-box content’s storage in Citadele Bank’s joint safe-box 23 EUR per month (VAT included)
Mastercard Gold
Service Fee
EUR USD
Maintenance of the payment card and / or supplementary card 8 EUR per month 100 USD per year
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in ATMs 3% (min. 3.50 EUR) 3% (min. 6 USD)
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum)- 36% 36% per annum
Cash withdrawal at POS terminals at merchants Not available
Currency exchange mark-up fee 4.3%
Payment from account Standard payment fee + 3%
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport6 30 EUR (VAT included)
Mastercard Debit, USD8
Service Fee
Fee for card (per annum) 50 USD
Fee for supplementary card (per annum) 50 USD
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase 0.5% (min. 0.20 USD)
Cash withdrawal in ATM 1.5% (min. 5 USD)
Credit limit amount Not available
Minimum instalment 100% of excess expenditure
Credit interest (per annum) 28%
Interest for unauthorised negative balance (per day) 0.175%
Citadele payment card
Service Fee
Maintenance of the payment card and / or supplementary card 2.20 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR1 per month, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR) from amount above
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum) 36%
Currency exchange mark-up fee 4.3%
Mastercard Debit payment card for youth2
Service Fee
Maintainance of the card Free of charge
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR1 per month, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR)from amount above
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum) 36%
Currency exchange mark-up fee 4.3%
Electronic currency exchange In accordance with Citadele bank rate
Citadele payment card with e-ticket functionality
Service Fee
Maintainance of the payment card and / or supplementary card 2.20 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR per month1, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR per month1 - free of charge, 2% (min. 3.50 EUR)from amount above
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Interest for unauthorised negative balance (per day) 0.175%
Currency exchange mark-up fee 4.3%
Studies/Student Credit
Service Fee
Consideration of an application for amendments to provisions of the agreement Free of charge
Change of the pledge; Execution of amendments to provisions of the agreement; Issuing of credit, warranty agreement’s copy; Reiterative issue of schedule at the customer’s (int. al. pledgor) request 50 EUR
  • 1 The indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
  • 2 Aged 7 till 21.
  • 3 Fee for card issued before 21.09.2016.
  • 4 Fee for card issued after 21.09.2016.
  • 5 With prior 7 calendar days notice to Citadele Bank. Without prior notice 1% + fee as from current account.
  • 6 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account. For Priority Pass cards, issued before 11.02.2019. within a calendar year, three visits to airport’s VIP lounge to main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year,five visits to airport’s VIP lounge to main card user is offered free of charge.
  • 7 Fee for service is calculate for every card that is connected to Concierge Service, including supplementary cards/each user.
  • 8 International customers - all private individuals who don't have permanent or temporary residence permit issued by Office of Citizenship and Migration Affairs Republic of Latvia, who are employed by the legal entity registered in the Register of Enterprises of the Republic of Latvia based on working visa or who are studying in the educational institution registered in Latvia