Great offers from Citadele!

Choose the best ones for you, and gain more benefits with better terms.

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Cards


Loans


More opportunities

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2nd pension pillar

Pension plans with low commission fees, sustainable investments and the largest team of experts in Latvia.  Service provided by Citadele subsidiary CBL Asset Management.
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Accident insurance

Choose accident insurance for yourself and your family and avoid sudden expenses after accidental injuries, disability or even death. Service provided by Citadele subsidiary AAS "CBL Life".
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Accumulative life insurance

Use the opportunity to invest part of the paid insurance premiums and create savings, for example, for children's education. Apply and receive an annual income tax rebate of up to 20 %. Service provided by Citadele subsidiary AAS CBL LIfe.
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1 Example: Assuming that the loan interest rate is 6.9% per year, the total loan amount is 5000 EUR, the loan agreement is for 60 months, the commission fee is 100 EUR, the Annual Percentage Rate (APR) is 8.17%, then the total amount to be repaid by the customer is 6042.40 EUR, and the monthly payment is 99.04 EUR. Borrow responsibly and evaluate your ability to repay the loan.


2 Example: if a loan secured with a real estate mortgage is 80 000 EUR, the agreement is for 30 years, and the loan interest rate per year is 1.55% + the 6 month EURIBOR rate (this calculation uses the 6 month EURIBOR rate as of 31.07.2024, which is 3.579%), then the monthly payment is 435.79 EUR (total: 360 payments). APR 5.51%. The total amount to be repaid by the customer (including loan repayment, interest payments, 0 EUR commission fee, government fee of 0.1% of the loan amount for registering the mortgage in the land registry, and the annual insurance payment for the mortgaged property (assuming this is 100 EUR starting from the second year of the mortgage agreement)) is 160 894.11 EUR. Borrow responsibly and evaluate your ability to repay the loan.


3 Example: if a loan secured with a real estate mortgage is 80 000 EUR, the agreement is for 30 years, and the loan interest rate per year is 1.69% + the 6 month EURIBOR rate (this calculation uses the 6 month EURIBOR rate as of 31.07.2024, which is 3.579%), then the monthly payment is 442.70 EUR (total: 360 payments). APR 5.75%. The total amount to be repaid by the customer (including loan repayment, interest payments, 800 EUR commission fee, government fee of 0.1% of the loan amount for registering the mortgage in the land registry, and the annual insurance payment for the mortgaged property (assuming this is 100 EUR starting from the second year of the mortgage agreement)) is 164 205.44 EUR. Borrow responsibly and evaluate your ability to repay the loan.

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