What kind of transactions are taken into account?

For calculating the Active User Discount, we only consider purchases made with the card: either through a POS terminal in stores or online. The purchase must be successfully debited from your account. Transactions with the status "Reserved" are not taken into account.

The following are not included:

• Purchases made in gambling establishments, including online casinos.
• Transactions related to the purchase of virtual money, currency, quasi-cash, or other financial operations (e.g., account top-ups or purchasing monetary equivalents).
• Payments made from your bank account, even if a card is linked to the account. This includes payments in online stores or payments for services that are done via internet bank, mobile apps, bank transfers, Banklink transactions, Paypal transactions and similar operations.
• Cash deposit or withdrawal transactions with the card.

In summary, only actual purchases of goods and services made with the card are taken into account.