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What does OCTA not cover?

If an accident happens in Latvia, the policy does not cover:
1) losses to your own person or property caused by a traffic accident with your vehicle;
2) losses caused by an unknown vehicle, unless a person has been injured (pedestrian, passenger etc.);
3) losses to property not caused by a traffic accident;
4) losses if the traffic accident occurs during a race or training drive, etc.
More information on exceptions can be found in the Compulsory Civil Liability Insurance of Owners of Motor Vehicles Law.

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