Decision tree

What insurance are you interested in?

Has an incident occurred?

What kind of incident has occurred?

Delayed flight

What is covered?
- delay or cancellation of a regular flight for a reason independent of the customer’s wishes (technical issues, weather);
- flight discrepancies, for example, if connecting flights are missed due to delay of the first flight.

Balcia covers
Meals, hotel accomodation, transport to/from the hotel (daily limit: 100 EUR);
In the case of flight discrepancies, hotel expenses (nightly limit: 100 EUR), other relevant expenses linked with transport;
Exchange of travel tickets, 50% of the price difference between previously purchased tickets and new tickets, but not exceeding the amount of 200 EUR.

It is important when submitting your claim to contact your carrier for a statement confirming that your flight was cancelled or delayed.

You must submit the following to Balcia:
If your flight is delayed or cancelled:
- A document from your airline confirming your flight was delayed, cancelled or that you were refused boarding and why;
- A copy of your tickets or boarding pass;
- Receipts for your food, transport and hotel.

If there was a discrepancy between the time one flight arrived and the next departed:
- A document from your airline confirming your flight was delayed, cancelled or that you were refused boarding and why;
- Tickets (a copy of your new ticket, your unused ticket or boarding pass);
- Receipts for the purchase of new tickets;
- Receipts for hotel expenses during the stopover, if used.

When an insured event has occurred, call Balcia assistance service phone: +371 6581 8365, e-mail: citadele@balcia.lv.

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