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How can we help with loans and leasing?

How can we help with loans processed through the Klix Pay Later platform?

What happens if I miss a monthly payment for my loan?

For every day you miss, we calculate a penalty fee.

If you wish to change the monthly payment date stipulated in your agreement, submit a letter requesting your agreement to be amended, including your preferred new monthly payment date.

The easiest way to do this is on our website under My Applications, logging in with Smart-ID or eParaksts.

In the Klix agreement section, choose a Free-form Order and enter your preferred monthly payment date — any date between the 1st and the 28th.

Before you submit an order, ensure that you have 25 EUR in your loan repayment account to cover the agreement amendment fee.

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